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Underwriting, without writing code.

CreditDecide is a no-code underwriting operating system for consumer lenders. Configure lending policies visually, connect live credit and bank data, and let AI produce evidence-backed decisions — all from one workspace. Tell us what you're building and we'll help you go live, fast.

Visual policy builder

Set rules, thresholds, and outcomes without code. Your policy is the authoritative decision engine.

Live data sources

Connect credit bureaus and open banking per market — or upload documents. Either path works.

AI underwriter

Advisory recommendations and an in-context assistant, always traceable to source evidence.

Export & audit

Download decisions as PDF, CSV, or Word. Every step is auditable and evidence-linked.

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CreditDecide

AI-native underwriting and credit decisioning for consumer lenders. Automate applications, configure policies, and make smarter, explainable decisions — for personal loans, instalment and point-of-sale.

No-codeAI-assistedMulti-market

© 2026 CreditDecide

No-code underwriting · AI-assisted risk analysis · Policy engine · Evidence lineage · Reporting & exports

Our HQ·San Francisco·London·Lagos·Nairobi
🌍Built for consumer lenders worldwide — any market, no limitsThe underwriting operating system — go.