Question 1

What is CreditDecide?

Accepted Answer

CreditDecide is a no-code, AI-native underwriting operating system for consumer lenders. You build policies visually, collect borrower applications through white-label forms with KYC, connect live credit bureau and open banking data, and the platform normalizes the data, generates risk signals, applies your policy, and returns an explainable decision — all without writing code.

Question 2

Can I use CreditDecide without writing code?

Accepted Answer

Yes. CreditDecide is fully no-code: build policies in a visual rule builder with thresholds and outcomes, collect applications through white-label intake forms with market-specific KYC, connect live data sources or upload documents, and receive a full decision with risk signals and evidence lineage — no integration or code required.

Question 3

Which markets does CreditDecide support?

Accepted Answer

CreditDecide is built for consumer lenders in any market worldwide. Policies, KYC requirements, currencies and data sources are configurable per market — any country, any currency — with live credit bureau and open banking connections or document upload.

Question 4

Is every decision explainable?

Accepted Answer

Yes. Every risk signal links back to its source record through an evidence graph, so a decision can be traced from the policy rule that fired to the exact source field in the credit report or bank statement. Decisions can also be exported as PDF, CSV, or Word.

The CreditDecide underwriting operating system

AI Underwriting

Credit Decisioning

Document Intelligence

Risk Assessment

Lending Policies

Explainable Decisions